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How much is a baby worth?

Let's set aside for a moment all those goo-goo feeelings about that big ball of cute chubba-chubba. A baby is also an economic investment.

Businesses get a new worker and a new consumer for products. Parents get someone who will support them in their old age. Governments get a taxpayer — and a guarantee that the country lives on.

Sure, there are 7 billion people on the planet, give or take. But for a lot of countries, the problem isn't too many people; it's too few babies. In parts of Europe and Asia, couples aren't having enough babies to keep the population steady.

Some governments have responded by paying people to have kids.

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10 golden money rules that can make you a millionaire

For your convenience I have listed below 10 Golden Money Rules that are the catalyst to your millionaire-aspirations.
1. Invest in financial lessons before investing in financial assets
You don't drive without learning driving and getting a license. Do you? Similarly, you need to first learn how to acquire good assets and manage them appropriately.
2. Have a detailed Financial Roadmap
Without one you could easily get lost in the financial maze and may not reach your goals. Get yourself a financial GPS.
3. You are unique. Hence, do what suits you
Blindly copying others is not a good idea. Your assets, liabilities, needs, desires, time-frame, risk-appetite are different from your friends, neighbours, colleagues, relatives. So naturally, your investment pattern too has to be different from them.
4. Keep things simple
A simple term plan, a simple mutual fund, a simple medical insurance plan, etc. will work well in most cases. Don’t be under the false impression that complicated products give better returns.
5. Start early, invest regularly and stay invested
Time makes money. Even Einstein was impressed by the power of compounding. Assets are merely the tools, which Time employs to make money for you.
6. Always pay your credit card bills before the due date
This will not only save you lots of avoidable interest charges, but also prevent splurging. It will ensure that you buy only what you really need.
7. Avoid Leveraging
A millionaire with debt is a fake millionaire. I am sure you wouldn't want to be one.
8. Avoid exotic products and derivatives
They have been rightly termed as Weapons of Mass Financial Destruction. Look what happened even to the mighty USA. 
9. Seek guidance from professional financial advisors
Right directions will save you a lot in terms of time, efforts and money.
10. Beware of scams and scheming agents
If anything sounds too good to be true, it usually isn't true. Don't trust anyone. Triple-check every deal offered to you. Internet is a great tool to get right information.
This list should, however, be your starting point, not end-point. Educate yourself. Books, internet, seminars . . . you have so many avenues to choose from. After all it is your hard-earned money. So please do take good care of it.
In fact, I would go to the extent of saying that if you just follow one rule - KEEP THINGS SIMPLE - you will not go wrong with your financial decisions. (The financial lessons will be easy, the roadmap would be simple, you will not need any experts, you will avoid scams and exotic products, you will keep away from debt, you will not have any problems in paying your bills on time, etc.)

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Money Making Opportunities on the Internet

he benefits of having an online income are never-ending, daily we come know a new or different source of extra earning opportunity online with lesser endeavor. Online income opportunities have immense conveniences with possibility and potential of creating an amazing amount of extra income. All genuine online income opportunities will enlighten you right from the start that it needs hard work, focus, and perseverance. And make as much extra income taking into account good potential with satisfaction will not a bad idea.
With all of the extra income opportunities out there today, finding the best one to put your time and effort into can seem like a never-ending task.
Are you looking for?
  • New Internet Opportunities
  • Home Based Business Opportunity
  • Earn Extra Money
  • Generate A Stable Income
  • Programs For Moms To Work At Home
If you are, then you have come to the right place. You have freedom to choose when and where you wish to work, generate income in 24 hours a day, able to give yourself a pay raise whenever you want, or create extra income for your future retirement. If you want to work at online, then you’ll need to research some of the excellent online income opportunities available.
I have put together a list of the best the Internet has to offer with online income opportunities. There are many, and some are better than others. Some are borderline or outright scams too though, which is why you should research the best opportunities first before getting started.
Every product has 100% money back guarantee. So, dive in. Hopefully, I’ll see you at the top.
  • Web Advertising
Make money via advertising on the internet/web. Advertising on web consist of buying and/or selling advertisements online. Buying and/or selling advertising can be quite profitable if done correctly, such as direct selling of ad space on a website you own or buying or creating advertisements on various ad networks to make money with various affiliate marketing options like pay per click, pay per impression, or other advertising campaigns.
Utilize strategic methods with established advertising services can result in a great return on investment. There are a couple of ways to profit with this but you need to find the better opportunity and discuss other money making advertisements on the web through Web Advertising Forums. Fell and understand all rules and act about advertising before you start, don’t be fooled by the internet advertising opportunity reviews of other sites and blogs only looking to make a bucks.
The Web Advertising ways are following. You can use then in different Shapes and Sizes as per requirement and instructions:
  • Banner Ads
  • Sidebar Ads
  • Floating Ads
  • Unicast Ads
  • Pop-Up and Pop-Under Ads
  • Video Ads
  • Affiliate Program
Affiliate programs contain merchants that allow you to make money through commissions by marketing and selling their product or service on you website. When you join an affiliate program, you will get a unique referral link that installs a browser cookie for everyone that clicks on your link. If that web browser decides to purchase something after clicking on your link, you receive commission for the sale. All you really need to do is market your URL through following ways whichever suits you like in emails, on a website, with your facebook friends or fan page, or any creative place you can think of.
  • Freelancing
The people who operates or complete Freelancing work is known Freelancer. Freelancers will earn money by writing articles, advertisements, getting paid per post, selling their photographs or video, programming, graphic design, web development, and much more without joining any office or bound to complete office hours.
This will be a part time, full time or partial freelance opportunities as per person wish & time incorporate make money as a freelance photographer, author, designer, programmer, or other skilled area of work like sites, and other resources offering freelancers assistance or offline for that matter. Selling your own proprietary writing, photos, code, graphics, and videos can be a lucrative venture.
  • Internet Marketing
Internet Marketing is a basic of every online money making opportunity. Internet marketing incorporates all aspects of building traffic to your websites, as Email list building and marketing, Search Engine Optimization (SEO), article /directory submission, backlink building and every other way to drive internet traffic to your webpages and links. It’s a most popular and widespread way of making money online. It is the concept of marketing either your own product or any vendor.
100′s of millions of websites in existence, but it hard to get best commodities as per need by buyer if it is appropriately marketed online. Internet Marketing is a very popular niche full of tremendous products, services, and resources for different industries. A good internet marketer require a deep understanding of internet marketing to market the product in the reach of customer, if there will be ay bug in process it is a guarantee you will fail.
  • Cost Per Action Affiliate Marketing
CPA (Cost-Per-Action or Cost-Per-Acquisition) online advertising payment model in which payment is based only on qualifying actions such as sales, leads sent, registrations, purchasing a product, providing an email address in a affiliate marketing method Or it’s a driving force for traffic which results in the customer taking an action, such as filling out a form, buying a product, or becoming a member of the advertiser’s site for a particular offer.
Let’s take example of a $1000 grocery gift card offer that requires the visitor to enter an email address on the first page and then their email address sent on the second page. When the email address sent done, the affiliate earns $1.65 per lead.
Note: Most email submits pay in the range of $1.00 to $1.35 per lead. Now that incorporates just about all affiliate programs, but this section focuses on those networks and offers that provide compensation for sending leads more so than commission based affiliate programs.
If you still have doubts have a look on one more example, new credit card offer from the banking company, and the bank paying you $100 for each new sign up. The customer may not have to buy anything, just sign up for the card and you receive a nice referral payment. This section focuses more on lead acquisition payments than strictly commission based affiliate programs.
  • Pay Per Click (PPC)
Pay Per Click or PPC are advertising programs and networks web publishers use which makes money every time a visitor clicks on an advertisement. Pay per click is one of the best ways to make money online by monetizing a website with advertisers.
PPC program need a good driving traffic, networks and other PPC related resources to your products or affiliate link which can use as an advertising medium to make money. This generates money every time a visitor clicks on an ad displayed on your website.
  • Pay Per Impression
In above point, we study about PPC which some how related to Pay Per Impression or CPM the little difference is impression, in Pay Per Impression advertising programs web publishers will generates money every time an ad is viewed. It is the best way to use website high traffic is with pay per impression advertisers. CPM generates money every time a visitor views an ad or a page is refreshed. The procedure to calculate payout is based on per 1000 impressions of an advertisement. For example, if you own 500,000 hits a day on your website and you are earning $5 per 1k impressions, your payout would be $2,500. Monetizing with Pay Per Impression is ideal for content rich websites with lots of traffic but little in terms of related products or calls to action.
If you find difficult to relate your website to a converting affiliate program of your pay per click campaigns are not generating any revenue with clicks, than Pay Per Impression is better choice to monetize your website.
  • Online Book
Earn money through online book is a method to sell books to customer instead of purchasing book from shop purchasing from internet. Let us observe the usefulness of the countless books exactness the variety of ways and offering a number of strategies to make money online. This would be anything from selling in online auctions, to internet marketing, to traffic building, to taking surveys, etc.
Books and ebooks are an excellent way to nail down the fundamentals of making money online. Best make money online books as determined by customer satisfaction reviews and ratings. The book, ebook, and written education material related to about every way to make money online aside from gambling and illegal activity.
  • Playing Games
Earn money through gaming is new addition to online money making opportunities. Playing video games, cards, casino etc are an enjoyable pastime for many, but did noe it is possible to playing these game on to make money playing games. There are plenty of sites out there that will pay you just for playing their games. Typically, these sites receive earn from displaying ads while you’re gaming and some of that money is passed onto the gamers themselves. Different sites, services, and other resources offering assistance and guidance on making money playing games online, or offline for that matter.
There are four primary ways to get paid while play games.
  • Become a gaming professional a career gamer and participating in contests and establish yourself. This is the most profitable that achieve expert levels of skill can earn a great living as a professional.
  • The second way is to become a video game tester, either as an employee or as an independent in which you can get paid hourly, by writing reviews, or participating in beta and alpha testing.
  • The third way is impulsive from which you can make a bit of money with referral programs, and it is just a small extra income which you can earn while enjoy playing games on the web. For example, while gaming you’ll probably see advertisements which generate say 5 cents per view and you notice 100 ads displayed during your session. As an example, the site owners would cut the gamer 3 cents out of the 5 and you would profit $3. If you enjoy web gaming and play a lot, why not enjoy a little extra income as well.
  • The last way to get paid while playing games is not easy it kind of scam to offer digital items, currency, or services for online games, but keep in mind that this is frowned upon within the industry. Don’t be fooled from other sites and rely on the customer satisfaction ratings.
  • Paid Surveys
The basic of surveys is getting paid by answering simple questions asked by companies and research firms to gather intelligence on demographics, product opinions, and other valuable information from a target market. Companies and research firms will utilize the answers to various survey questions to provide valuable information on target markets, consumer opinions, and demographics to their clients. Paid survey sites and services offering various incentives or payments but it really hard to get legitimate paid survey sites, because those are few which actually exist.
Surveys are used by While participating in a paid or incentive survey, you may earn cash, be entered into a sweepstakes, or be rewarded with merchandise. Participants who complete the survey are usually compensated by getting paid in cash, being entered into a sweepstakes or raffle, or earn a massive amount of other rewards by making chain.
  • Auctioning
There are two approaches to making money online through auctions. First, sell an old item like car or any other automobile or any other items around the house. Second, by opening an online retail type of store by selling purchased item, and bargain on buying or wholesaling.
Online auction sites can be used to sell personal property, much like a garage sale, Auction sites are also great resources to save money when the correct bidding strategies are employed.
Did you like these money making ideas? Are you earning good/huge money online. Let’s start the discussion here…

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The Miracle Of Compound Interest

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