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How much is a baby worth?

Let's set aside for a moment all those goo-goo feeelings about that big ball of cute chubba-chubba. A baby is also an economic investment.

Businesses get a new worker and a new consumer for products. Parents get someone who will support them in their old age. Governments get a taxpayer — and a guarantee that the country lives on.

Sure, there are 7 billion people on the planet, give or take. But for a lot of countries, the problem isn't too many people; it's too few babies. In parts of Europe and Asia, couples aren't having enough babies to keep the population steady.

Some governments have responded by paying people to have kids.

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10 golden money rules that can make you a millionaire

For your convenience I have listed below 10 Golden Money Rules that are the catalyst to your millionaire-aspirations.
1. Invest in financial lessons before investing in financial assets
You don't drive without learning driving and getting a license. Do you? Similarly, you need to first learn how to acquire good assets and manage them appropriately.
2. Have a detailed Financial Roadmap
Without one you could easily get lost in the financial maze and may not reach your goals. Get yourself a financial GPS.
3. You are unique. Hence, do what suits you
Blindly copying others is not a good idea. Your assets, liabilities, needs, desires, time-frame, risk-appetite are different from your friends, neighbours, colleagues, relatives. So naturally, your investment pattern too has to be different from them.
4. Keep things simple
A simple term plan, a simple mutual fund, a simple medical insurance plan, etc. will work well in most cases. Don’t be under the false impression that complicated products give better returns.
5. Start early, invest regularly and stay invested
Time makes money. Even Einstein was impressed by the power of compounding. Assets are merely the tools, which Time employs to make money for you.
6. Always pay your credit card bills before the due date
This will not only save you lots of avoidable interest charges, but also prevent splurging. It will ensure that you buy only what you really need.
7. Avoid Leveraging
A millionaire with debt is a fake millionaire. I am sure you wouldn't want to be one.
8. Avoid exotic products and derivatives
They have been rightly termed as Weapons of Mass Financial Destruction. Look what happened even to the mighty USA. 
9. Seek guidance from professional financial advisors
Right directions will save you a lot in terms of time, efforts and money.
10. Beware of scams and scheming agents
If anything sounds too good to be true, it usually isn't true. Don't trust anyone. Triple-check every deal offered to you. Internet is a great tool to get right information.
This list should, however, be your starting point, not end-point. Educate yourself. Books, internet, seminars . . . you have so many avenues to choose from. After all it is your hard-earned money. So please do take good care of it.
In fact, I would go to the extent of saying that if you just follow one rule - KEEP THINGS SIMPLE - you will not go wrong with your financial decisions. (The financial lessons will be easy, the roadmap would be simple, you will not need any experts, you will avoid scams and exotic products, you will keep away from debt, you will not have any problems in paying your bills on time, etc.)

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Money Making Opportunities on the Internet

he benefits of having an online income are never-ending, daily we come know a new or different source of extra earning opportunity online with lesser endeavor. Online income opportunities have immense conveniences with possibility and potential of creating an amazing amount of extra income. All genuine online income opportunities will enlighten you right from the start that it needs hard work, focus, and perseverance. And make as much extra income taking into account good potential with satisfaction will not a bad idea.
With all of the extra income opportunities out there today, finding the best one to put your time and effort into can seem like a never-ending task.
Are you looking for?
  • New Internet Opportunities
  • Home Based Business Opportunity
  • Earn Extra Money
  • Generate A Stable Income
  • Programs For Moms To Work At Home
If you are, then you have come to the right place. You have freedom to choose when and where you wish to work, generate income in 24 hours a day, able to give yourself a pay raise whenever you want, or create extra income for your future retirement. If you want to work at online, then you’ll need to research some of the excellent online income opportunities available.
I have put together a list of the best the Internet has to offer with online income opportunities. There are many, and some are better than others. Some are borderline or outright scams too though, which is why you should research the best opportunities first before getting started.
Every product has 100% money back guarantee. So, dive in. Hopefully, I’ll see you at the top.
  • Web Advertising
Make money via advertising on the internet/web. Advertising on web consist of buying and/or selling advertisements online. Buying and/or selling advertising can be quite profitable if done correctly, such as direct selling of ad space on a website you own or buying or creating advertisements on various ad networks to make money with various affiliate marketing options like pay per click, pay per impression, or other advertising campaigns.
Utilize strategic methods with established advertising services can result in a great return on investment. There are a couple of ways to profit with this but you need to find the better opportunity and discuss other money making advertisements on the web through Web Advertising Forums. Fell and understand all rules and act about advertising before you start, don’t be fooled by the internet advertising opportunity reviews of other sites and blogs only looking to make a bucks.
The Web Advertising ways are following. You can use then in different Shapes and Sizes as per requirement and instructions:
  • Banner Ads
  • Sidebar Ads
  • Floating Ads
  • Unicast Ads
  • Pop-Up and Pop-Under Ads
  • Video Ads
  • Affiliate Program
Affiliate programs contain merchants that allow you to make money through commissions by marketing and selling their product or service on you website. When you join an affiliate program, you will get a unique referral link that installs a browser cookie for everyone that clicks on your link. If that web browser decides to purchase something after clicking on your link, you receive commission for the sale. All you really need to do is market your URL through following ways whichever suits you like in emails, on a website, with your facebook friends or fan page, or any creative place you can think of.
  • Freelancing
The people who operates or complete Freelancing work is known Freelancer. Freelancers will earn money by writing articles, advertisements, getting paid per post, selling their photographs or video, programming, graphic design, web development, and much more without joining any office or bound to complete office hours.
This will be a part time, full time or partial freelance opportunities as per person wish & time incorporate make money as a freelance photographer, author, designer, programmer, or other skilled area of work like sites, and other resources offering freelancers assistance or offline for that matter. Selling your own proprietary writing, photos, code, graphics, and videos can be a lucrative venture.
  • Internet Marketing
Internet Marketing is a basic of every online money making opportunity. Internet marketing incorporates all aspects of building traffic to your websites, as Email list building and marketing, Search Engine Optimization (SEO), article /directory submission, backlink building and every other way to drive internet traffic to your webpages and links. It’s a most popular and widespread way of making money online. It is the concept of marketing either your own product or any vendor.
100′s of millions of websites in existence, but it hard to get best commodities as per need by buyer if it is appropriately marketed online. Internet Marketing is a very popular niche full of tremendous products, services, and resources for different industries. A good internet marketer require a deep understanding of internet marketing to market the product in the reach of customer, if there will be ay bug in process it is a guarantee you will fail.
  • Cost Per Action Affiliate Marketing
CPA (Cost-Per-Action or Cost-Per-Acquisition) online advertising payment model in which payment is based only on qualifying actions such as sales, leads sent, registrations, purchasing a product, providing an email address in a affiliate marketing method Or it’s a driving force for traffic which results in the customer taking an action, such as filling out a form, buying a product, or becoming a member of the advertiser’s site for a particular offer.
Let’s take example of a $1000 grocery gift card offer that requires the visitor to enter an email address on the first page and then their email address sent on the second page. When the email address sent done, the affiliate earns $1.65 per lead.
Note: Most email submits pay in the range of $1.00 to $1.35 per lead. Now that incorporates just about all affiliate programs, but this section focuses on those networks and offers that provide compensation for sending leads more so than commission based affiliate programs.
If you still have doubts have a look on one more example, new credit card offer from the banking company, and the bank paying you $100 for each new sign up. The customer may not have to buy anything, just sign up for the card and you receive a nice referral payment. This section focuses more on lead acquisition payments than strictly commission based affiliate programs.
  • Pay Per Click (PPC)
Pay Per Click or PPC are advertising programs and networks web publishers use which makes money every time a visitor clicks on an advertisement. Pay per click is one of the best ways to make money online by monetizing a website with advertisers.
PPC program need a good driving traffic, networks and other PPC related resources to your products or affiliate link which can use as an advertising medium to make money. This generates money every time a visitor clicks on an ad displayed on your website.
  • Pay Per Impression
In above point, we study about PPC which some how related to Pay Per Impression or CPM the little difference is impression, in Pay Per Impression advertising programs web publishers will generates money every time an ad is viewed. It is the best way to use website high traffic is with pay per impression advertisers. CPM generates money every time a visitor views an ad or a page is refreshed. The procedure to calculate payout is based on per 1000 impressions of an advertisement. For example, if you own 500,000 hits a day on your website and you are earning $5 per 1k impressions, your payout would be $2,500. Monetizing with Pay Per Impression is ideal for content rich websites with lots of traffic but little in terms of related products or calls to action.
If you find difficult to relate your website to a converting affiliate program of your pay per click campaigns are not generating any revenue with clicks, than Pay Per Impression is better choice to monetize your website.
  • Online Book
Earn money through online book is a method to sell books to customer instead of purchasing book from shop purchasing from internet. Let us observe the usefulness of the countless books exactness the variety of ways and offering a number of strategies to make money online. This would be anything from selling in online auctions, to internet marketing, to traffic building, to taking surveys, etc.
Books and ebooks are an excellent way to nail down the fundamentals of making money online. Best make money online books as determined by customer satisfaction reviews and ratings. The book, ebook, and written education material related to about every way to make money online aside from gambling and illegal activity.
  • Playing Games
Earn money through gaming is new addition to online money making opportunities. Playing video games, cards, casino etc are an enjoyable pastime for many, but did noe it is possible to playing these game on to make money playing games. There are plenty of sites out there that will pay you just for playing their games. Typically, these sites receive earn from displaying ads while you’re gaming and some of that money is passed onto the gamers themselves. Different sites, services, and other resources offering assistance and guidance on making money playing games online, or offline for that matter.
There are four primary ways to get paid while play games.
  • Become a gaming professional a career gamer and participating in contests and establish yourself. This is the most profitable that achieve expert levels of skill can earn a great living as a professional.
  • The second way is to become a video game tester, either as an employee or as an independent in which you can get paid hourly, by writing reviews, or participating in beta and alpha testing.
  • The third way is impulsive from which you can make a bit of money with referral programs, and it is just a small extra income which you can earn while enjoy playing games on the web. For example, while gaming you’ll probably see advertisements which generate say 5 cents per view and you notice 100 ads displayed during your session. As an example, the site owners would cut the gamer 3 cents out of the 5 and you would profit $3. If you enjoy web gaming and play a lot, why not enjoy a little extra income as well.
  • The last way to get paid while playing games is not easy it kind of scam to offer digital items, currency, or services for online games, but keep in mind that this is frowned upon within the industry. Don’t be fooled from other sites and rely on the customer satisfaction ratings.
  • Paid Surveys
The basic of surveys is getting paid by answering simple questions asked by companies and research firms to gather intelligence on demographics, product opinions, and other valuable information from a target market. Companies and research firms will utilize the answers to various survey questions to provide valuable information on target markets, consumer opinions, and demographics to their clients. Paid survey sites and services offering various incentives or payments but it really hard to get legitimate paid survey sites, because those are few which actually exist.
Surveys are used by While participating in a paid or incentive survey, you may earn cash, be entered into a sweepstakes, or be rewarded with merchandise. Participants who complete the survey are usually compensated by getting paid in cash, being entered into a sweepstakes or raffle, or earn a massive amount of other rewards by making chain.
  • Auctioning
There are two approaches to making money online through auctions. First, sell an old item like car or any other automobile or any other items around the house. Second, by opening an online retail type of store by selling purchased item, and bargain on buying or wholesaling.
Online auction sites can be used to sell personal property, much like a garage sale, Auction sites are also great resources to save money when the correct bidding strategies are employed.
Did you like these money making ideas? Are you earning good/huge money online. Let’s start the discussion here…

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The Miracle Of Compound Interest

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Getting the number.....

Rugged..

Low...

Defeated...

Beaten...

Lost...

Tired...


Deleted all the paid post and advertisement..

Down but not OUT !!

Will Surely strike back....

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Challenge Accepted


Down and out after the final breakoff....
But I have accepted the challenge to be rich....
A Humungous target of getting the site a ranking ...
And earning $300 per month...
I need all your inputs to get it going guys....

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Zenni Optical


Good Morning,
After a thorough discussion with my friend about my new glasses he suggested only to go for Zenni Optical $ 8 Rx Eyeglasses .
The reason why he was supporting Zenni Opticals was because of wide range of opticals and Incredible Stylish New Frames from Zenni . Now I clearly remember that even I heard about Zenni Optical was on FOX news

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A Leader Should Know How to Manage Failure . . .

(Former President of India APJ Abdul Kalam at Wharton India Economic forum , Philadelphia , March 22,2008 ) Question: Could you give an example, from your own experience, of how leaders should manage failure? Kalam: Let me tell you about my experience. In 1973 I became the project director of India 's satellite launchvehicle program, commonly called the SLV-3. Our goal was to put India 's 'Rohini' satellite into orbit by 1980.I was given funds and human resources -- but was told clearly that by 1980 we had to launch the satellite intospace. Thousands of people worked together in scientific and technical teams towards that goal. By 1979 -- I think the month was August -- we thought we were ready. As the project director, I went to thecontrol center for the launch. At four minutes before the satellite launch, the computer began to go through thechecklist of items that needed to be checked. One minute later, the computer program put the launch on hold;the display showed that some control components were not in order. My experts -- I had four or five of themwith me -- told me not to worry; they had done their calculations and there was enough reserve fuel.So I bypassed the computer, switched to manual mode, and launched the rocket. In the first stage,everything worked fine.. In the second stage, a problem developed. Instead of the satellite going into orbit,the whole rocket system plunged into the Bay of Bengal . It was a big failure. That day, the chairman of the Indian Space Research Organization, Prof. Satish Dhawan, had called a pressconference. The launch was at 7:00 am , and the press conference -- where journalists from around theworld were present -- was at 7:45 am at ISRO's satellite launch range in Sriharikota [in Andhra Pradesh insouthern India ]. Prof. Dhawan, the leader of the organization, conducted the press conference himself.He took responsibility for the failure -- he said that the team had worked very hard, but that it needed moretechnological support. He assured the media that in another year, the team would definitely succeed. Now,I was the project director, and it was my failure, but instead, he took responsibility for the failure as chairmanof the organization.

The next year, in July 1980, we tried again to launch the satellite -- and this time we succeeded.. The wholenation was jubilant. Again, there was a press conference. Prof. Dhawan called me aside and told me,'You conduct the press conference today.'

I learned a very important lesson that day. When failure occurred, the leader of the organization owned that failure.When success came, he gave it to his team.

The best management lesson I have learned did not come to me from reading a book; it came from that experience . . .

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Google adwords - More payment options added for Indians!


Google adwords has decided to add more payment options for Indians. I think this isn’t the right time to spread this news here because the announcement was made on 7th March, 2008. But however, as the blog was built 2 days ago, and was ready for the posts today, I wasn’t able to post this news earlier. But still, many people don’t know about this, so I guess I should still post this news here, so that more people can come to know about the news/announcement which was made a over a month ago.

Now, Google adwords has added more options for Indians to pay, and it’s easier and useful for Indians. I am also sure that the google adword is going to get more publishers as many of the Indians don’t have any credit cards to pay. Indians can now pay with Internet banking, Demand Draft, and Cheque. Google Adwords had tied up with TimesofIndia for the electronic payment gateaway solution. You can also find the announcement made by TimesofIndia here.

Well, according to me, It’s a great move by Google Adwords. They have did the right thing by adding more payment options, but it’s only for Indians. I guess they’ll soon add more payment option for worldwide users. Being a Indian myself, I am going to take full advantage of it. Are you going to take it too?

At the moment, they’re not supporting all the banks as they’ve just announced this news. It’ll take some time to add more banks. The worst news is that ICICI bank isn’t supported. Just wait for a while, it’ll be added pretty soon.

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Its Priceless.....


Angel I want the kid like this......
Be mine n Stay mine !!
Angel.... Your baby loves you a lot

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I did it !! **Trading**

Trading is very difficult, a doctor or lawyer goes to school for seven or eight years to learn his profession and then makes a little money and comes into the market expecting to win right away. Remember, trading is by far the toughest game in the world, because you’re competing against the keenest minds in the world.

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Excellent Quote !!

"The game of speculation is the most uniformly fascinating game in the world. But it is not a game for the stupid, the mentally lazy, the person of inferior emotional balance, or the get-rich-quick adventurer. They will die poor."

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Where is money going !!





























Wachovia Corporation is the US' fourth-largest bank, reported an unexpected loss because of bad California home loans.

I am not sure where the money is going who is holding it..

The first-quarter loss of $393 million, or 20 cents a share, compared with profit of $2.3 billion, or $1.20, a year earlier.

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Money Key


Get what you can and keep what you have; that's the way to get rich.

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Money or Sex Appeal.....


If you’re given a choice between money and sex appeal, take the money. As you get older, the money will become your sex appeal.


Here is an excellent quote which I found while browsing. It will certainly give you an option to think about it. But actually that choise will never happen.

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Can it get greener then this !!

Nifty : 4761.20 114.20 (UP)

Can it get greener then this !!

Nifty was 114.20 points up and my stinking portfolio which is like 40% short now. Just managed to gain Rs 746 only.

What is this.. hein... What is this happening...

Money is what I am here for my love !!

@ 11:15 IST Timing DOW was trading @ 12697 so if it closes above 100 there will be a good opening gap !!

So watch out for money flowing in your bank a/c guys..

Good night for now !

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17 tax-free incomes for you

With studies back on to furnish a new job for myself.... Would like to educate about some of the tax-free incomes for you let me be exact it should be 17...

Ahaan... I am seeing smile on your face so do read and leave comments on 17 tax-free incomes for yourself...


1. Agricultural income
2. Receipts from Hindu Undivided Family (HUF)
3. Share from a partnership firm
4. Allowance for foreign service
5. Gratuities
6. Commutation of pension
7. Leave salary of central government employees
8. Voluntary retirement or separation payment
9. Life insurance receipts
10. Payment received from provident funds
11. Certain types of interest payment
12. Scholarship and awards, etc
13. Gallantry awards, etc. -- Section 10(18)
14. Dividends on shares and units -- Section 10(34) & (35)
15. Long-term capital gains of transfer of securities -- Section 10(38)
16. Amount received by way of gift, etc -- Section 10(39)
17. Tax exemption regarding reverse mortgage scheme -- sections 2(47) and 47(x)


Further need to explanation ... just drop a comment.. Will revert to you

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17th Posts !

Shhh ,,,, Don't tell anyone that it is 17th post of mine....

Sorry readers I am always on Planet Atul

but from tomorrow I pledge I will make it hit and i will get ranking and approval for your various sites so stay hooked on guys. Start exchanging links at early stage before I start choosing for the links. I will hit it hard.... So the time is here to stay with my Planet Money.

Any ways I am pushing off for studies now.. Will be back around 7 to check you guys !!

Love you muahhh !!

Atul Punjani

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Cash-advance @ trustsource.org

Getting loan from local bank sometime takes time due to verification process they use. For instant cash you can trust to Trustsource.org, It is a well-known organization of providing valuable products such as rehabilitation of smoking, cellulite products, health products or even the payday loans. Trust sources Cash Advance and Payday Loan granted fast, no hassles and very secure. You can read so many reviews from the people who already used their services. With payday loan you can resolve your financial condition is short time manner, so you can pay your bills and buy anything with the money you get. That why payday loan really comes in and help us out of any financial difficulties. With trust source you will have user based reviews. In which you can before buying anything expensive, one always goes to websites that offer these reviews. The best part is that you make no mistakes when you buy this way. You also get to know what to expect from your product or service after a while of using it. In this site, the products are straightforward, listed clearly, and it is easy to write a review, or to read one. That is the only thing one needs from such a website. So, visit now at Trustsource.org and read reviews from so many people before choosing a service. You don’t need to stick to one that you encountered first. You have so many options. Get the products and services you want now at Trustsource.org.

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Money Meter

The Truth About Google’s Adsense Affiliate ProgramThe truth about Google’s Adsense program is that it is amazing. It’s the greatest affiliate program ever invented. There is no affiliate program that even comes close. If you are not using Google’s Adsense, you’re truly missing out on a great opportunity. I’ve tried several other affiliate programs, and the only one that is creating revenue even close to Google’s, is the Amazon.com affiliate program. Amazon.com’s affiliate program pays 5% commission and up for shipped products. It’s not really clear how Google pays you, but let me tell you it seems very fair. They do not pay per clicks, leads, or click throughs; they have a secret formula that no one will tell. But trust me it works. I was making pennies off of clicks monthly, until I joined Google. Then the pennies became dollars.Here are some basic tips for signing up with Google’s Adsense program.

Tip # 1 If you search multiple websites in different categories you’ll find one thing in common. Almost all of them have Google ads and nothing else. This is because most other programs are a waste of time. Don’t take my word for it. Try other programs, but don’t skip Google’s Adsense.

Tip # 2 Google’s search spiders are so specific, that the ads that appear on each page correspond exactly to some element of that page. Therefore, having ads from other companies is not a good idea.

TIP # 3 You can place text, image, banner ads and even a search box that will earn your company revenue. Do not place a search box from another company on the same page as Google’s search box. They may stop working with you.In summary, the Adsense program is a great way to make revenue, has incredibly targeted ads and don’t use other search boxes on the same page as a Google search box. If you have any questions about Google’s Adsense program, you can email me at tech1@techpizza.comShawn Ventura is the CEO of http://techpizza.com. He lives with his family in New York, and is a freelance technology writer.Article Source: http://EzineArticles.com/

You Won't Make Dollars If You Don't use 'Ad'SenseAs the dust settles and the excitement caused by Google's AdSense gives way to the normal, everyday routines of old, it's time to put some serious thought into how you can "milk this cash cow" on your own web site.For the past couple months AdSense has dominated forums, discussions, and newsletters all over the Internet. I've heard tales of fabulous riches to be made with AdSense, but up until now I've been admittedly skeptical of placing someone else's ads on my pages.Why? In short, I didn't like the idea of losing even a single visitor to another site.The key to success with AdSense is to place your ads on pages that receive high traffic for high demand keywords. The higher the cost-per-click to the advertiser, the more you will receive per click from your site. It doesn't pay to target low cost-per-click keywords and place them on pages that don't receive hits.Instinctively, my mind drifted to horrible images in which my homepage was buried in little ads promoting other people's services. . .Then I thought of what's proving to be an excellent idea on my first AdSense page. By placing my first AdSense link on a page that offers free ebooks related to marketing, I successfully blended a mix of two major factors for overall success.1. Target high traffic pages on your site.I checked my logs and discovered many of my visitors take advantage of the free affiliate marketing resources and ebooks offered on my site. Hmm...2. If possible place AdSense links on pages that produce little or better yet, no profit.By placing AdSense on a free resources page I have drastically reduced the amount of potential customers lost to other sites. Bingo!End result? A high traffic page producing a minimal amount of revenue. Sounds like a perfect opportunity to pick up some extra cash with AdSense.This is especially rewarding to informational sites that focus their efforts on delivering powerful affiliate link free content to their visitors. Now they can gain a return on their services.By no means is AdSense a perfect program, but, I've yet to stumble across a program that didn't have room for improvement in one category or another. My main gripe concerning AdSense is the inability to determine the profitability of a chosen keyword. competitive, high demand keywords will undoubtedly generate larger commissions, but the exact number is withheld by the big 'G'.Google promises to update AdSense frequently, tweaking and polishing in order to maintain their 'squeaky-clean' image. Who knows, maybe some day we'll see AdSense add a 2nd tier? Can you imagine the smiles on the faces of webmasters around the world as they sign sub-affiliates and double, triple, quadruple etc... the amount they earn from AdSense!One particularly handy feature available with AdSense is the ability to filter out up to 200 urls. This gives you the option of 'blocking' spammy low value offers from your pages as well as competitors to your site.The possibilities are limitless, yet looming on the edge of my consciousness is the fear that one day someone will find a way to exploit this 'golden goose' and force Google to crack down (much like the pay-per-click affiliate programs of old.). For now they enforce a strict anti-spamming policy, anyone found to be spamming their own links or abusing AdSense by other means will find their AdSense privileges terminated. My advice is quite simple...Hop on the AdSense bandwagon while you can at: http://www.google.com/adsenseAbout The Author A complete explanation of how you can make money with AdSense can be found at: http://www.smokesoft.net/adsense.htmlAdam Buhler is the author of the Internet Marketing newsletter Affiliate Secrets. He is offering a free trial copy of what's being called the BIBLE of selling on the net, "Make Your Site SELL!" for a limited time to anyone who subscribes at: http://www.smokesoft.net/newsletter.html This article may be reprinted for use in newsletters or websites provided the resource box is kept intact. Email notice of intent to publish is appreciated but not required: adam@smokesoft.netadam@smokesoft.netArticle Source: http://EzineArticles.com/

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